Do you have to sell your house to pay for aged care?
This is one of the biggest fears families have
“Will we have to sell the house?”
The answer is:
👉 Sometimes—but not always
When you DON’T have to sell
You may not need to sell if:
A partner still lives in the home
Certain exemptions apply
Other financial arrangements are used
When the home is counted
If the home is included in asset calculations:
👉 it can affect:
Means-tested fees
Accommodation payments
What most people misunderstand
They assume:
👉 “We’ll be forced to sell immediately”
That’s not how it works.
There are options, including:
Paying from other assets
Structuring payments differently
Where people go wrong
They:
Panic
Make rushed decisions
Don’t fully understand the system
The smarter approach
Before making decisions:
👉 understand how your situation is assessed
Because small differences can mean:
Tens of thousands of dollars
Not sure how your situation would be treated?
Attera helps you:
Understand your position
See what’s likely
Plan without guessing
